Chuy Huerta

Chuy has lived the life of a content creator. With his degrees in business administration, media and cultural studies, he spent years podcasting, running a YouTube channel, streaming on Twitch, and freelancing as a games journalist. Having dealt firsthand with the struggles of running a business and doing taxes, he now puts his energy toward sharing that knowledge and making sure creators get the information they need to successfully navigate their finances.

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Chuy Huerta

The best Black Friday deals for content creators 2025

Chuy Huerta

Why TikTok Shop creators need an EIN (and how to get one)

As a content creator, protecting your personal information is just as important as growing your audience. An LLC and EIN can help you safeguard your identity while building your business as a TikTok Shop Creator.

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Chuy Huerta

Twitch streamer taxes: 5 tips to keep more of what you earn

As a Twitch streamer, every sub, bit, and brand deal counts as taxable income — and without an employer handling withholdings, staying on top of it is on you. Here's what you need to know to avoid surprises at tax time.

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Chuy Huerta

Home office deduction for content creators: What you can (and can't) write off

As a content creator, can you write off your home? Learn how the home office deduction works, who qualifies, and how to calculate what you can deduct at tax time.

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Chuy Huerta

Do you pay taxes on affiliate marketing? A guide for content creators

If you’ve ever earned money from a “link in bio,” you’re officially participating in affiliate marketing—and those commissions are considered taxable self-employment income. Here’s what content creators need to know about tracking affiliate earnings, staying compliant with the IRS, and avoiding tax surprises.

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Chuy Huerta

Do I have to pay taxes on PR, gifts, and samples as a content creator?

Content creators often receive PR packages, gifts, and free products from brands — but many of these items may be considered taxable income by the IRS. Learn what’s taxable, how to determine fair market value, and how to report gifted products correctly.

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Chuy Huerta

S Corp for content creators: What it is, how it works, and when it makes sense

If you’re a content creator earning more as your business grows, you may be wondering whether an S Corp makes sense for you. This guide breaks down what an S Corp is, how it works, and when it can become a smart tax-saving move for creators.

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Chuy Huerta

Sales tax traps for creators and how to avoid them

Paying sales tax as a creator can get complicated fast—especially as your business scales across products, platforms, and states. Learn what actually triggers sales tax liability and how Cookie Finance and Kintsugi help creators stay compliant without the guesswork.

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Chuy Huerta

How to get financially organized as a content creator (step-by-step)

Getting financially organized as a content creator doesn’t have to be overwhelming—this step-by-step guide breaks down how to manage income, expenses, budgeting, and taxes so you can focus on growing your creative business.

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Chuy Huerta

When and how content creators should get health insurance

Being a content creator offers flexibility and creative freedom, but navigating health insurance as a self-employed creator can be a major challenge. Understanding your options early can help you confidently go full-time without risking your health or finances.

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Chuy Huerta

Why you need a business bank account as a content creator

Many creators dread tax season, but a business bank account can transform chaos into clarity by organizing all your income and expenses in one place. It’s one of the simplest ways to streamline taxes and manage your creator finances like a pro.

Chuy Huerta

The best Black Friday deals for content creators 2025

Level up your content this Black Friday and Cyber Monday! From cameras to lighting and software, these deals aren’t just great investments; they’re tax write offs for your business. Check out the best discounts and learn how to maximize your deductions.

Chuy Huerta

Essential services for your content business

Running a content business can feel like juggling a dozen jobs at once, but you don’t have to do it all alone. With the right tools and support, you can simplify your workload and focus on growing your brand.

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Chuy Huerta

LLCs for content creators: Everything you should know!

If you're starting to earn money from your content, it's time to think like a business. In this guide, we’ll break down why forming an LLC is one of the smartest moves new creators can make to protect their income, stay organized, and set themselves up for long-term success.

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Chuy Huerta

Navigating taxes as a content creator & influencer informational free webinar

Join Katie Callaway, VP of Cookie Finance, for an exclusive webinar designed for content creators. Learn how to confidently manage your finances and navigate the complexities of creator taxes with practical, easy-to-apply guidance. Perfect for both new and experienced creators looking to take control of their financial future.

Chuy Huerta

5 things you should know about taking brand deals and sponsorships

Brand partnerships can be one of the most profitable parts of being a creator, but only if you approach them strategically. From setting the right rates to protecting your authenticity and understanding your financial responsibilities, here’s what you need to know before signing your next deal.

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Chuy Huerta

How to budget with irregular income as a content creator

Irregular income doesn’t have to mean financial stress. Learn how to budget like a pro, cover your expenses in slow months, and make your money work for you as a creator.

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Chuy Huerta

IRS red flags and audit triggers for content creators

Getting audited by the IRS is rare, but it can happen, especially if you're unknowingly raising red flags as a creator. This guide breaks down common audit triggers like writing off too much of your life or not reporting all your income, and how to stay on the IRS’s good side.

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Chuy Huerta

Thinking about going full time as a creator? Start here.

Ready to go full time as a content creator? Download our free checklist to make sure you’ve got the financial, legal, and business essentials covered before you make the leap.

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Chuy Huerta

You started making money as a micro influencer… now what?

You’re making real money from content, and that means you’re officially running a business. This guide breaks down the next smart steps micro influencers should take to legitimize their income, stay organized, and scale with confidence.

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Chuy Huerta

Mega vs. micro influencers: Your follower count isn't what makes you a full time creator

Think being a micro influencer means making less money? Think again. Learn how creators with just a few thousand followers are building profitable businesses by owning their niche, monetizing strategically, and treating their content like a company.

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Chuy Huerta

Answering 5 common questions about content creator taxes

Taxes can be confusing, especially for content creators, but you’re not alone. We’re breaking down the most common questions creators ask so you can stop guessing and start making smart, informed decisions.

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Chuy Huerta

How content creators can collect unpaid invoices with DUPAY

Chasing down late brand payments can be exhausting for creators, but it doesn’t have to be. We teamed up with DUPAY to share expert tips and tools for collecting on unpaid invoices so you can get paid and stay focused on creating.

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Chuy Huerta

Are you ready to be a full time content creator?

You're making money from your content, and now it's time to build a real business. This guide walks you through the exact steps to go full time as a content creator, from calculating your quit number to setting up your LLC and diversifying your income for long-term success.

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Chuy Huerta

Should content creators open an LLC in Wyoming or Florida?

Many creators wonder if they should form their LLC in Wyoming or Florida to save on taxes, but the cheaper option isn’t always the smarter one. Here’s what you need to know before making that decision.

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Chuy Huerta

How much should I be charging for brand deals?

Brand deals can be incredibly profitable for content creators, but knowing what to charge is key. Price too low and you undersell yourself, price too high and you might lose the deal entirely.

Chuy Huerta

Creators and contractors: What you need to know

Outsourcing as a content creator can save you time and boost productivity, but hiring independent contractors comes with important tax and legal responsibilities. Here’s what you need to know before you delegate.

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Chuy Huerta

Botox and fillers as an OnlyFans creator: Is it a write-off?

As an OnlyFans creator, your look is part of your business, but can beauty expenses like Botox and fillers actually count as tax write-offs? Let’s break down what’s deductible and what’s not.

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Chuy Huerta

Top 5 things to know about tax extensions as a content creator

Feeling overwhelmed and out of time? As a content creator, rushing your tax return or putting it off completely aren’t your only options. Filing for an extension can give you the breathing room you need without the risk of penalties for not filing at all. We’ll break down how extensions work and what to watch out for so you can make the best choice for your situation.

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Chuy Huerta

Why do I have to pay so much in taxes as a content creator?

There comes a time in every influencer's life when they ask, "Why do I have to pay so much in taxes as a content creator?" Whether you're about to file for the first time or you're still recovering from last year's tax bill, we've got the answers. Here is why you have to pay so much in taxes and how you can lower that number!

Chuy Huerta

Debunking content creator and influencer tax myths

Managing taxes as a content creator or influencer can be overwhelming with all the brand deals and digital income. Let’s break down common tax myths so you can stay informed and avoid any headaches!

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Chuy Huerta

Am I going to get audited by the IRS? A guide for content creators

Wondering if the IRS might audit you? It’s a common concern for content creators and influencers, but with the right knowledge, you can stay prepared and worry-free.

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Chuy Huerta

What to do if you’ve avoided paying taxes or filing previous tax returns as a content creator

Feeling overwhelmed about filing past taxes as a content creator? Here’s a step-by-step guide to help you catch up and avoid potential penalties.

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Chuy Huerta

9 ways to avoid common tax filing mistakes as an influencer

Being an influencer offers freedom and financial opportunity, but tax mistakes can be costly. Learn how to avoid common pitfalls and keep more of your earnings.

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Chuy Huerta

Tax deductions for content creators: The complete guide

Content creation is rewarding but comes with unique tax considerations. Our guide breaks down key deductions to help you save money and stay focused on what you do best—creating amazing content.

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Chuy Huerta

What happens if I don’t get my 1099?

If you’ve been waiting for a 1099 and it hasn’t arrived, don’t panic, we’ve got you covered! Here’s everything you need to know.

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Chuy Huerta

Gaming-specific write-offs for content creators

Gaming content creation is more than just fun—it’s a business, and understanding tax deductions can help you save money. From streaming setups to game purchases, tracking expenses ensures you can reinvest in growing your content.

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Chuy Huerta

Tax planning checklist for content creators

Creating content is fun, but managing taxes comes with the territory. Whether you're on YouTube, TikTok, OnlyFans, or working as an influencer, proper tax planning is crucial. This checklist will help you stay organized and simplify tax season.

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Chuy Huerta

Beauty-specific write-offs for influencers

Being a beauty influencer is a business, and smart write-offs can lower your taxable income. Beyond cameras and software, there are beauty-specific expenses you may be missing. Let’s dive in!

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Chuy Huerta

5 steps on how to calculate quarterly taxes as a content creator

Being your own boss is great, but don’t forget about taxes! Freelancers and influencers should pay quarterly taxes—it’s easier than you think and keeps your business on track.

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Chuy Huerta

How to renew your LLC as a content creator

Content creators benefit from LLCs, but they require renewal. Don’t worry, we’ve got the key steps on how to renew your LLC as a content creator and stay compliant.

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Chuy Huerta

Why one-off tax returns aren’t enough for content creators: The benefits of ongoing tax services

Tax season doesn’t have to be a last-minute scramble. One-off tax returns aren’t enough for content creators—staying organized year-round ensures maximum deductions, compliance, and peace of mind.

Chuy Huerta

Taxes for Instagram content creators: What you need to know

Monetizing your Instagram content is exciting, but it also comes with tax responsibilities. This guide will help Instagram content creators navigate taxes with ease and avoid any surprises.

Chuy Huerta

Taxes for Whatnot content creators: What you need to know

Turning your WhatNot sales into a successful business is exciting, but managing taxes is a key part of the journey. The good news? It doesn’t have to be overwhelming. Here’s a simple guide to help you stay organized and stress-free.

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Chuy Huerta

Food-specific write-offs for content creators

For content creators, food can be both a passion and a business expense. Knowing what qualifies as a tax deduction helps maximize write-offs—making your next meal a smart business move!

Chuy Huerta

When to pay taxes as a content creator

Managing taxes doesn’t have to be stressful. With the proper tools and knowledge, you can stay on top of deadlines, steer clear of penalties, and maximize your earnings. This guide will help you navigate the process of when and how to handle taxes as a content creator.

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Chuy Huerta

How to file your BOI as a content creator

Being a content creator involves more than just creativity—it comes with unexpected paperwork, including tax forms like the Beneficial Ownership Information (BOI) form. This guide simplifies the BOI filing process, so you can spend less time on forms and more time on your content.

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Chuy Huerta

You’re making money as a content creator…now what?

Congrats on turning your passion into profit! With money coming in from sponsorships, ad revenue, or sales, you might be asking: what’s next? Follow our five-step plan to keep growing and thriving.

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Chuy Huerta

Finance glossary: Accounting terms you need to know as a content creator

Managing your finances as a content creator doesn’t have to be daunting. Get familiar with these key accounting terms to take control of your money with confidence!

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Chuy Huerta

Monetize your content: Unlocking new revenue streams with innovative products

Relying on one platform for income is a gamble. Monetize your content across multiple platforms to keep the cash flowing, dodge disruptions, and stay in control!

Chuy Huerta

Important tax dates for content creators

Managing deadlines can be challenging for content creators, but staying on top of tax dates is crucial for a smooth-running business. So we simplified the 2024/2025 tax season by highlighting all the essential deadlines you need to know.

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Chuy Huerta

LLC vs. S Corp for content creators: Pros and cons

Choosing between an LLC and an S Corp is essential for content creators seeking to protect assets, optimize taxes, and grow their brand. Explore the benefits and drawbacks of each to make the best decision for your business.

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Chuy Huerta

Financial planning guide for content creators

Now that you’re making money as a content creator, you might be thinking about your future. How can you set yourself up for ongoing financial success?

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Chuy Huerta

The ultimate guide to OnlyFans tax write-offs and financial success

Doing taxes as an OnlyFans Creator doesn’t need to add stress into your life. Working with an accountant who understands your business will ensure you maximize your OnlyFans tax write-offs and keep more of your hard-earned cash come tax season.

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Chuy Huerta

From beginner to pro: How TikTok Shop for creators are building thriving businesses (part 2)

TikTok Shop has made affiliate marketing more lucrative than ever for Content Creators and Influencers. We sat down with Bryce from Social Army to learn how to stand out in this competitive space and find success on TikTok Shop for Creators.

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Chuy Huerta

From beginner to pro: How TikTok Shop creators are building thriving businesses and making thousands monthly

In the ever-growing world of social media, TikTok Shop has become a game-changer for creators looking to monetize their influence and products. But what does it take to stand out and succeed in this competitive space?

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Chuy Huerta

5 things you need to know about TikTok Shop taxes

Are you cashing in on TikTok? While the thrill of going viral can be exhilarating, managing your earnings comes with its own set of challenges—especially when it comes to TikTok Shop taxes.

Chuy Huerta

The content creator's guide to the self-employment tax

We know, taxes are not the most exciting thing to talk about. Unfortunately, as a business owner, you need to know this one. We created this article to help you understand the ends and outs of the dreaded Self Employment Tax.

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Chuy Huerta

Accounting 101 for content creators: Getting started

Accounting might not be particularly exciting, but it’s an essential part of running a successful business and of your journey as a content creator.

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Chuy Huerta

Accounting for influencers: Beyond the basics

As an influencer, you’re uniquely positioned to enjoy a rewarding career and considerable earnings. However, you must go beyond the finance basics to create a sustainable career and maximize your financial health.

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Chuy Huerta

Influencer tax write-offs: Spotlight on travel and lifestyle bloggers

Many bloggers and influencers assume that if they’re doing something for work, they can write it off on their taxes. The truth is a bit murkier than that.

Chuy Huerta

Can influencers write off clothes? Fashion and finances

Saving money on taxes is important for everyone, and no less so for influencers like you. One thing you might be wondering is: Can clothing be considered a legitimate tax deduction?

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Chuy Huerta

Influencer and content creator taxes: The ultimate guide

Our guide to influencer and content creator taxes covers everything you need to know to master your taxes this year. From write offs to deadlines, we got you covered.

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Chuy Huerta

Money management essentials for content creators

Keeping track of your financials and doing your taxes can be a scary, but not if you stay organized. Learn easy ways to track your income and expenses with our free tools.

Chuy Huerta

Navigating tax brackets for content creators

Taxes can be extremely confusing, especially understanding tax brackets. We’ll unravel the mystery behind tax brackets for content creators so that you’re not surprised when Tax Day rolls around.